Active Now
FireIntel
Vegetation zones, ember-prone vents, defensible space: the load-bearing fixes TX wildfire underwriters cite at renewal.
Home Health
Intel
Multi-peril home health
Be Ready
At Renewal.
One HealthIntel across wildfire, storm, roof, and water, built for the moment your carrier sends the non-renewal notice.
Sample HealthIntel
Moderate Risk71
/ 100 · B
Composite across four peril modules. FireIntel and StormIntel are active today; Roof and Water ship in Phase 2.
FireIntel Wildfire
62Active
StormIntel Wind / Hail
71Active
RoofIntel Roof Condition
78Active
WaterIntel Flood / Water
95Active
Start An Assessment
Pick the module to assess first. Roof and Water arrive in Phase 2.
View Sample ReportHow It Works
01
Walk Your Property
Guided photo prompts for the perils your carrier prices on. Each shot is timestamped and geotagged.
02
Get Your HealthIntel
A composite across wildfire, storm, roof, and water, with a per-module breakdown in the NGDS data schema underwriters are familiar with.
03
Walk Into Your Renewal With Evidence
Documentation in the NGDS schema underwriters are familiar with. You own the report. You decide what to share.
51%
Austin Land In WUI Overlay
3.2M
TX Homes In Wildland Zones
$2k+
Avg TX Premium Per Year
Per TX Ins. Code § 4102 we do not adjust, settle, or represent claims. You own your report.
Multi-Peril Home Health
Be Ready
At Renewal.
A practical risk checkup for your home before insurance renewal. One HealthIntel across wildfire, storm, roof, and water, yours to keep, share, or set aside on your own terms.
Built with timestamped photos and the same data schema underwriters already use.
Built For The TX Renewal Moment
Carrier-agnostic evidence in the schema underwriters already read.
Home Health
Intel
Multi-Peril Home Health
Be Ready
At Renewal.
HealthIntel
Moderate Risk71
/ 100 · B
Multi-Peril Depth
Four Perils. One Score.
Generalist homeowner-photo apps stop at “did you take a picture of the roof.” We go deep on each peril, because that’s how your carrier scores you.
Active Now
StormIntel
Hail and wind exposure tied to event windows and Class-rated roof systems. Documentation-grade output for property-condition records.
Phase 2
RoofIntel
Age, material, IBHS class. Roof age is one of the top conditions TX carriers cite at renewal.
Phase 2
WaterIntel
FEMA flood zone overlay, prior water claims, plumbing-age proxies. The peril carriers price into renewals.
Carrier-Aligned
Same Evidence Standard
Your Underwriter Already Accepts.
Photos timestamped, hashed, and bundled into the NGDS JSON schema underwriters are familiar with, and you own the data, so you share it on your terms. C2PA + PAdES-LTV signing ships in Phase 3.
- 01NGDS JSON canonical evidence bundle
- 02SHA-256 hashed photos + per-finding audit trail
- 03Per-module breakdown a TX underwriter reads in 90 seconds
Home Health Intelligence
HealthIntel Report
Composite
72
/ 100 · B
FireIntel68
StormIntel74
RoofIntel58
WaterIntel88
How It Works
Three Steps. One Hour.
01
Walk Your Property
Guided photo prompts for the perils your carrier prices on. Each shot is timestamped and geotagged.
02
Get Your HealthIntel
A composite across wildfire, storm, roof, and water, with a per-module breakdown in the NGDS data schema underwriters are familiar with.
03
Walk Into Renewal With Evidence
Documentation in the NGDS schema underwriters are familiar with. You own the report. You decide what to share.
Why This Matters
The TX Insurance Market Already Decided. You Just Don’t Know Yet.
51%
Austin Land In WUI Overlay
3.2M
TX Homes In Wildland Zones
$2k+
Avg TX Premium Per Year
Pricing
One Report. Carrier-Ready. Multi-Peril.
Free During Beta. Use Code BETA At Checkout
Home Health Report
Documented Before Renewal
$149/ Report
One price, the full multi-peril report. Re-assess any time after a storm or before a renewal.
Start At $149Every report includes
- Your HealthIntel composite plus a per-module breakdown
- Four live modules: FireIntel, StormIntel, RoofIntel, WaterIntel
- Public risk data baked in: TxWRAP, FEMA NRI, IBHS, FEMA flood
- Carrier-aligned PDF + NGDS evidence bundle
- Issues + recommendations engine, in plain English
- 30-day report archive in your account
Free During Beta. Use Code BETA At Checkout
Common Questions
Quick Answers.
Is HHI an insurance broker?
No. HHI is a home-risk reporting platform. We never decide whether you file a claim and we don’t represent you with your carrier.
Will my carrier accept this report?
Carrier acceptance is the carrier’s call. Some Texas carriers accept homeowner-captured imagery as part of an evidence package today; ours follows the NGDS data schema underwriters are familiar with. We do not promise any specific carrier outcome. See Disclosures.
What carriers do you support today?
The HealthIntel is carrier-agnostic; it uses the same NGDS data schema across the board. We name Texas carriers in the carrier-of-record picker so the report can carry your carrier’s name on the cover; that is a labeling step you control, not a partnership we hold.
How is this different from Chrp or Flyreel?
They do general homeowner photo capture for one carrier each. We do multi-peril depth (wildfire + storm + roof + water), and the homeowner owns the data.