Active Now
FireIntel
Vegetation zones, ember-prone vents, defensible space: the load-bearing fixes TX wildfire underwriters cite at renewal.
Active wildfiresActive wildfires: Colorado, Aspen Acres Fire: 101,921 acres, 66% contained. Colorado, Ferris Fire: 64,881 acres, 97% contained. Colorado, Gold Mountain Fire: 38,063 acres, 37% contained. Oregon, BIG GRASS Fire: 280,000 acres, 5% contained. Oregon, 0445 CROSSWHITE Fire: 159,417 acres, 20% contained. Washington, Kaiser Canyon Fire: 121,417 acres, 9% contained.
Home Health
Intel
Multi-peril home health
Proactive Property
Protection.
One Home Health Report covering fire and storm risks, built for the moment your carrier sends the non-renewal notice.
Home Health Report
71
/ 100 · B
Moderate Risk
One composite across fire, storm, and roof, with a per-module breakdown you own.
- FireIntelWildfire62
- StormIntelWind / Hail / Water71
- RoofIntelRoof Condition78
Start An Assessment
One walk-through covers fire, storm, and roof in a single report.
Start your assessmentView Sample ReportHow It Works
01
Walk Your Property
Guided photo prompts for the perils your carrier prices on. Each shot is timestamped and geotagged.
02
Get Your HealthIntel
A composite across fire, storm, and roof, with a per-module breakdown in the NGDS data schema underwriters are familiar with.
03
Walk Into Your Renewal With Evidence
Documentation in the NGDS schema underwriters are familiar with. You own the report. You decide what to share.
44M+
US Homes In The Wildland-Urban Interface
60K+
US Wildfires In A Typical Year
263+
CO Homes Lost This Month
We document condition. We do not adjust, settle, or represent insurance claims. You own your report.
Multi-Peril Home Health
Proactive Property
Protection.
A practical risk checkup for your home before insurance renewal. One Home Health Report covering wildfire and storm risks, yours to keep, share, or set aside on your own terms.
Built with timestamped photos and the same data schema underwriters already use.
Proactive Property Protection For Texas
Carrier-agnostic evidence in the schema underwriters already read.
Home Health
Intel
Multi-Peril Home Health
Proactive Property
Protection.
HealthIntel
Moderate Risk71
/ 100 · B
Multi-Peril Depth
Three Perils. One Score.
Generalist homeowner-photo apps stop at “did you take a picture of the roof.” We go deep on each peril, because that’s how your carrier scores you.
Active Now
StormIntel
Wind and hail exposure tied to event windows and Class-rated roof systems, with FEMA flood-zone and drainage context folded in. Documentation-grade output for property-condition records.
Active Now
RoofIntel
Age, material, IBHS class. Roof age is one of the top conditions TX carriers cite at renewal.
Carrier-Aligned
Same Evidence Standard
Your Underwriter Already Accepts.
Photos timestamped, hashed, and bundled into the NGDS JSON schema underwriters are familiar with, and you own the data, so you share it on your terms.
- 01NGDS JSON canonical evidence bundle
- 02SHA-256 hashed photos + per-finding audit trail
- 03One composite across fire, storm, and roof a TX underwriter reads in 90 seconds
Home Health Intelligence
Home Health Report
Composite
71
/ 100 · B
FireIntel62
StormIntel71
RoofIntel78
How It Works
Three Steps. One Hour.
01
Walk Your Property
Guided photo prompts for the perils your carrier prices on. Each shot is timestamped and geotagged.
02
Get Your HealthIntel
A composite across wildfire, storm, and roof, with a per-module breakdown in the NGDS data schema underwriters are familiar with.
03
Walk Into Renewal With Evidence
Documentation in the NGDS schema underwriters are familiar with. You own the report. You decide what to share.
Why This Matters
The TX Insurance Market Already Decided. You Just Don’t Know Yet.
51%
Austin Land In WUI Overlay
3.2M
TX Homes In Wildland Zones
$2k+
Avg TX Premium Per Year
Pricing
One Report. Carrier-Aligned. Multi-Peril.
One Flat Price. Re-Assess Anytime.
Home Health Report
Documented Before Renewal
$149/ Report
One price, the full multi-peril report. Re-assess any time after a storm or before a renewal.
Start At $149Every report includes
- Your HealthIntel composite plus a per-module breakdown
- Three live modules: FireIntel, StormIntel, RoofIntel
- Public risk data baked in: TxWRAP, FEMA NRI, IBHS, FEMA flood
- Carrier-aligned PDF + NGDS evidence bundle
- Issues + recommendations engine, in plain English
- 30-day report archive in your account
One Flat Price. Re-Assess Anytime.
Common Questions
Quick Answers.
Is HHI an insurance broker?
No. HHI is a home-risk reporting platform. We never decide whether you file a claim and we don’t represent you with your carrier.
Will my carrier accept this report?
Carrier acceptance is the carrier’s call. Some Texas carriers accept homeowner-captured imagery as part of an evidence package today; ours follows the NGDS data schema underwriters are familiar with. We do not promise any specific carrier outcome. See Disclosures.
What carriers do you support today?
The HealthIntel is carrier-agnostic; it uses the same NGDS data schema across the board. We name Texas carriers in the carrier-of-record picker so the report can carry your carrier’s name on the cover; that is a labeling step you control, not a partnership we hold.
How is this different from Chrp or Flyreel?
They do general homeowner photo capture for one carrier each. We do multi-peril depth (wildfire + storm + roof), and the homeowner owns the data.