A composite read on your home's insurance posture across the perils that drive Texas renewals: fire, storm (wind, hail, and water-driven), and roof condition. Each peril gets its own module score, and the composite is the weighted roll-up.

Most homeowners finish the intake in about 10–15 minutes. The full photo walk-through usually takes about an hour if you do it all in one sitting, though you can also break it into shorter sessions across a day or two.

Your carrier name, the property address, your phone camera, and access to the outside of your home. That's it. No documents to dig up before you begin.

Yes. Once you create your account your progress, photos, and final report stay private and recoverable from any device. Pause whenever you need to and pick up where you left off.

Today, yes. The first FireIntel + StormIntel rollout is Texas-only because the underlying data partners (TxWRAP, Texas carrier rubrics) are state-specific. We expand to additional states as the data sources come online. Sign up to be notified when your state goes live.

$149 for the full multi-peril report, billed per assessment. If you re-assess the same property later, after a storm or before a renewal, that's a new report at the same price.

Texas carriers non-renew and re-rate on many perils, not just wildfire. Wind/hail, roof age, and vegetation all trigger action. A composite HealthIntel matches how carriers actually look at your home.

The Wildland-Urban Interface is where developed land meets undeveloped wildland vegetation. Austin expanded its WUI overlay to cover 51% of habitable land in the city, which is why FireIntel is the first module we shipped.

Colorado law, effective August 2025, requires insurers to disclose wildfire risk scores, factor mitigation work into pricing, provide discounts, and allow homeowners to appeal their score within 30 days. We follow it because Texas tends to follow Colorado on insurance reform.

It documents your home's condition and mitigation work with timestamped, geotagged evidence in the NGDS data schema underwriters are familiar with. You own the report and decide what to do with it on your own terms. We do not represent you in a claim.

No. We are not a public adjuster. We produce evidence and analysis. You and your insurance carrier handle the claim itself. (Texas Insurance Code § 4102.)

An AI assistant that answers plain-English questions about home risk, the perils we score, and how to read your report. It is informational only: it does not give legal, insurance, or claims advice, does not predict what your carrier will do, and can occasionally be wrong, so check anything important against your report or a licensed professional. Avoid typing sensitive personal details, your questions are processed by an AI provider to generate the answer.

Three concentric zones around your home (0–5 ft, 5–30 ft, 30–100 ft) where vegetation management slows or stops a wildfire before it reaches the structure. It's the foundation of the FireIntel module.