Sample Report

What your homeowner walks away with.

A complete Home Health Report: one composite score across fire, storm, and roof, a clear priority list of what to look at, and the photo evidence behind it. Scroll the preview, then open the PDF.

Home Health Report

1234 Wildfire Lane

Austin, TX 78746 · Travis County

/ 100 · B

Moderate Risk

One composite across your peril modules, weighted by what is relevant to your location. It is a rubric read of condition, not a carrier decision.

Risk Tier: Moderate Risk
Confidence: 78%
Carrier of Record: Germania Mutual
Generated: Apr 22, 2026

FireIntelWildfire62
StormIntelWind / Hail / Water71
RoofIntelRoof Condition78

County Risk Context

FEMA NRI · FIPS 48453

County-level baseline hazard from the FEMA National Risk Index. These don’t change your score directly (the photo evidence does), but they explain why carriers price the way they do in your area.

Wildfire

Relatively High

78.4 / 100

Strong Wind

Relatively Moderate

65.2 / 100

Hail

Relatively High

81.7 / 100

Riverine Flood

Relatively Low

41.3 / 100

Your Top Priorities

Start Here

What to look at first.

The highest-severity items from the report below. They tend to move the score the most and are usually the least expensive to address.

1criticalImmediate · 0–5 ft
Cedar tree within 5 ft of structure
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.
2highRoof surface
Leaves and debris in gutters
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
3highImmediate · 0–5 ft
Wood mulch against foundation
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.

FireIntel · Defensible-Space Zones

62 / 100

Three concentric zones offset outward from your home. They are the same zones every carrier rubric reads.

Zone 0: 0 to 5 feet from the house. The ember zone.
Zone 1: 5 to 30 feet. Lean, clean, green.
Zone 2: 30 to 100 feet. Reduced fuel.

Immediate 0 – 5 ft
High Risk
Intermediate 5 – 30 ft
Moderate
Extended 30 – 100 ft
Low Risk

RoofIntel · Roof Condition

78 / 100

Active module. 11-year architectural asphalt roof inside the RCV-to-ACV window TX carriers cite at renewal; granule loss and a flashing defect documented.

Estimated Roof Dimensions

2,480

sq ft footprint (est.)

62 × 41

width × depth (ft)

Back (north-facing)
Front (south-facing)
Right (east-facing)
Left (west-facing)

Estimated from the building outline recorded in OpenStreetMap, not measured on site. Treat it as a low-side floor rather than a precise number. It can read low for three reasons: the outline is flat, so pitch, dormers, and valleys add real surface it does not count; roof sections hidden under tree cover or overhangs are often missing from the outline entirely, so partially covered roofs are undercounted; and if the roof was replaced or worked on within roughly the last 3 months, the outline may be stale. Confirm on the roof before relying on this number.

Areas you may want to have a roofer look at

Front slope
Granule wear
Back slope
Flashing detail
Side slopes
Edge / drip line

Roof areas are read from satellite imagery and describe condition and aging, not damage. If the roof was replaced or worked on in the last few months, the satellite view may be out of date.

Annotated Evidence

Your photos, with the zones and findings drawn on top.

Every uploaded photo is layered with the defensible-space zones, AI plant tags, and callouts pointing at the findings. The same overlay renders in the PDF.

Front yard · Travis County · captured 2026-04-22. Zones overlaid; cedar + mulch findings tagged.

Aerial view · Travis County. Defensible-space zones rendered to scale; structure sits at the center of the immediate band.

All Findings

6 total

Everything we documented.

01criticalImmediate · 0–5 ft
Cedar tree within 5 ft of structure
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.
02highRoof surface
Leaves and debris in gutters
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
03highImmediate · 0–5 ft
Wood mulch against foundation
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.
04moderateVents
Non-screened soffit vents
Install 1/8" mesh ember-resistant vent screens (ASTM E2886). Open vents allow embers to enter the attic during a wind-driven fire.
05moderateIntermediate · 5–30 ft
Ladder fuels under tree canopy (back yard)
Limb up trees so the lowest branches are at least 6 ft above the ground and clear shrubs from beneath the canopy. Breaks ladder-fuel continuity.
06lowExtended · 30–100 ft
Dense King Ranch Bluestem in extended zone
Mow to 4" or replace with native grasses. Dry stands create continuous ground fuel during a Red Flag window.

Action Plan

Your prioritized to-do list.

The same findings, re-sorted by what moves the score furthest, fastest. Work the critical and high items first.

This Week

01
Cedar tree within 5 ft of structure
criticalImmediate · 0–5 ft
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.

Next 30 Days

02
Leaves and debris in gutters
highRoof surface
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
03
Wood mulch against foundation
highImmediate · 0–5 ft
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.

Next 60 Days

04
Non-screened soffit vents
moderateVents
Install 1/8" mesh ember-resistant vent screens (ASTM E2886). Open vents allow embers to enter the attic during a wind-driven fire.
05
Ladder fuels under tree canopy (back yard)
moderateIntermediate · 5–30 ft
Limb up trees so the lowest branches are at least 6 ft above the ground and clear shrubs from beneath the canopy. Breaks ladder-fuel continuity.

Next 90 Days

06
Dense King Ranch Bluestem in extended zone
lowExtended · 30–100 ft
Mow to 4" or replace with native grasses. Dry stands create continuous ground fuel during a Red Flag window.

Evidence Manifest

Chain-of-custody, end to end.

Each capture is hashed at upload time, so anyone reviewing the report can verify the photos against the manifest.

Immediate · 0–5 ft
e-001 · 15:08 UTC
62fe4d912462…
Roof surface
e-002 · 15:09 UTC
2ff6df652851…
Siding
e-003 · 15:10 UTC
39453d0529d5…
Intermediate · 5–30 ft
e-004 · 15:11 UTC
213bd9124213…

Total Photos

Hash Algorithm

SHA-256

Schema

NGDS 1.0.0

Generated

Apr 22, 2026

The Deliverable

See exactly what the homeowner receives.

The PDF is rendered from the same data shown above. It opens in any browser, so you can review the full deliverable end to end.

View Sample PDF Walk the Sample Flow

Read the regulations

Sample Report

What your homeowner walks away with.

A complete Home Health Report: one composite score across fire, storm, and roof, a clear priority list of what to look at, and the photo evidence behind it. Scroll the preview, then open the PDF.

Home Health Report

1234 Wildfire Lane

Austin, TX 78746 · Travis County

/ 100 · B

Moderate Risk

One composite across your peril modules, weighted by what is relevant to your location. It is a rubric read of condition, not a carrier decision.

Risk Tier: Moderate Risk
Confidence: 78%
Carrier of Record: Germania Mutual
Generated: Apr 22, 2026

FireIntelWildfire62
StormIntelWind / Hail / Water71
RoofIntelRoof Condition78

County Risk Context

FEMA NRI · FIPS 48453

County-level baseline hazard from the FEMA National Risk Index. These don’t change your score directly (the photo evidence does), but they explain why carriers price the way they do in your area.

Wildfire

Relatively High

78.4 / 100

Strong Wind

Relatively Moderate

65.2 / 100

Hail

Relatively High

81.7 / 100

Riverine Flood

Relatively Low

41.3 / 100

Your Top Priorities

Start Here

What to look at first.

The highest-severity items from the report below. They tend to move the score the most and are usually the least expensive to address.

1criticalImmediate · 0–5 ft
Cedar tree within 5 ft of structure
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.
2highRoof surface
Leaves and debris in gutters
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
3highImmediate · 0–5 ft
Wood mulch against foundation
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.

FireIntel · Defensible-Space Zones

62 / 100

Three concentric zones offset outward from your home. They are the same zones every carrier rubric reads.

Zone 0: 0 to 5 feet from the house. The ember zone.
Zone 1: 5 to 30 feet. Lean, clean, green.
Zone 2: 30 to 100 feet. Reduced fuel.

Immediate 0 – 5 ft
High Risk
Intermediate 5 – 30 ft
Moderate
Extended 30 – 100 ft
Low Risk

RoofIntel · Roof Condition

78 / 100

Active module. 11-year architectural asphalt roof inside the RCV-to-ACV window TX carriers cite at renewal; granule loss and a flashing defect documented.

Estimated Roof Dimensions

2,480

sq ft footprint (est.)

62 × 41

width × depth (ft)

Back (north-facing)
Front (south-facing)
Right (east-facing)
Left (west-facing)

Areas you may want to have a roofer look at

Front slope
Granule wear
Back slope
Flashing detail
Side slopes
Edge / drip line

Roof areas are read from satellite imagery and describe condition and aging, not damage. If the roof was replaced or worked on in the last few months, the satellite view may be out of date.

Annotated Evidence

Your photos, with the zones and findings drawn on top.

Every uploaded photo is layered with the defensible-space zones, AI plant tags, and callouts pointing at the findings. The same overlay renders in the PDF.

All Findings

6 total

Everything we documented.

01criticalImmediate · 0–5 ft
Cedar tree within 5 ft of structure
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.
02highRoof surface
Leaves and debris in gutters
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
03highImmediate · 0–5 ft
Wood mulch against foundation
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.
04moderateVents
Non-screened soffit vents
Install 1/8" mesh ember-resistant vent screens (ASTM E2886). Open vents allow embers to enter the attic during a wind-driven fire.
05moderateIntermediate · 5–30 ft
Ladder fuels under tree canopy (back yard)
Limb up trees so the lowest branches are at least 6 ft above the ground and clear shrubs from beneath the canopy. Breaks ladder-fuel continuity.
06lowExtended · 30–100 ft
Dense King Ranch Bluestem in extended zone
Mow to 4" or replace with native grasses. Dry stands create continuous ground fuel during a Red Flag window.

Action Plan

Your prioritized to-do list.

The same findings, re-sorted by what moves the score furthest, fastest. Work the critical and high items first.

This Week

01
Cedar tree within 5 ft of structure
criticalImmediate · 0–5 ft
Remove or relocate. Ashe Juniper carries highly volatile oils and is the primary wildfire fuel in the Hill Country. Maintain a minimum 10 ft clearance from any wall or eave.

Next 30 Days

02
Leaves and debris in gutters
highRoof surface
Clean gutters and install 1/8" mesh gutter guards. Accumulated organic debris becomes ember fuel along the roofline and removes ember resistance the roof was rated for.
03
Wood mulch against foundation
highImmediate · 0–5 ft
Replace wood mulch with gravel or stone within 5 ft of the structure on all sides. A non-combustible perimeter is the highest-impact change you can make.

Next 60 Days

04
Non-screened soffit vents
moderateVents
Install 1/8" mesh ember-resistant vent screens (ASTM E2886). Open vents allow embers to enter the attic during a wind-driven fire.
05
Ladder fuels under tree canopy (back yard)
moderateIntermediate · 5–30 ft
Limb up trees so the lowest branches are at least 6 ft above the ground and clear shrubs from beneath the canopy. Breaks ladder-fuel continuity.

Next 90 Days

06
Dense King Ranch Bluestem in extended zone
lowExtended · 30–100 ft
Mow to 4" or replace with native grasses. Dry stands create continuous ground fuel during a Red Flag window.

Evidence Manifest

Chain-of-custody, end to end.

Each capture is hashed at upload time, so anyone reviewing the report can verify the photos against the manifest.

Immediate · 0–5 ft
e-001 · 15:08 UTC
62fe4d912462…
Roof surface
e-002 · 15:09 UTC
2ff6df652851…
Siding
e-003 · 15:10 UTC
39453d0529d5…
Intermediate · 5–30 ft
e-004 · 15:11 UTC
213bd9124213…

Total Photos

Hash Algorithm

SHA-256

Schema

NGDS 1.0.0

Generated

Apr 22, 2026

The Deliverable

See exactly what the homeowner receives.

The PDF is rendered from the same data shown above. It opens in any browser, so you can review the full deliverable end to end.

View Sample PDF Walk the Sample Flow

Read the regulations